Website Terms and Conditions

Welcome to FintechXpndr (the "Website"). By accessing or using our Website, you agree to comply with and be bound by these terms and conditions ("Terms"). If you do not agree with these Terms, please do not use the Website.

1. Acceptance of Terms

By using the Website, you acknowledge that you have read, understood, and agree to these Terms, as well as our Privacy + Data Protection policy.

2. Our Services

  • The Website provides information and consultancy services, including but not limited to regulatory support, licensing assistance, compliance strategies, and risk assessment for fintech and financial services firms looking to expand to a new jurisdiction.
  • Our services are offered as guidance and advisory support and do not constitute legal or financial advice.

3. Use of the Website

  • You may access and use the Website solely for lawful purposes related to learning about or signing up to use our services and solutions.
  • Unauthorised use, or any use in breach of these Terms, may result in suspension or termination of access to the Website.

4. Intellectual Property Rights

  • All content on the Website, including but not limited to text, graphics, logos, images, and software, is owned by or licensed to Braithwate and/or HM and is protected under copyright, trademark, and other intellectual property laws.
  • You may not reproduce, distribute, modify, or create derivative works from any content on the Website without prior written consent from Braithwate and HM.

5. User Accounts

  • To access certain services, you may be required to create an account. You agree to provide accurate, complete, and current information and are responsible for maintaining the confidentiality of your account credentials.
  • You agree to notify us immediately of any unauthorised access or suspected breach of your account.

6. Limitations of Use

You agree not to:

  • Use the Website for any unlawful purpose or in violation of UK, Singapore, or international law.
  • Transmit, distribute, or post harmful content, such as viruses or malware, that could damage or interfere with the Website’s functionality.
  • Engage in activities that may harm the integrity, security, or performance of the Website or any other user’s experience.

7. Third-Party Links

  • The Website contains links to third-party websites, where relevant, to conveniently link to our partners and third-party service providers. Braithwate and HM are not responsible for the content, privacy policies, or practices of third-party sites. Use of these links is at your own risk.

8. Disclaimer of Warranties

  • The Website and our services are provided on an "as-is" and "as available" basis. We do not guarantee that the Website will be error-free, uninterrupted, or free from viruses or other harmful components.
  • Braithwate and HM make no warranties, express or implied, about the accuracy, reliability, or suitability of the Website content or services.

9. Limitation of Liability

  • To the fullest extent permitted by law, Braithwate and HM shall not be liable for any damages resulting from your use or inability to use the Website or our services.
  • This includes, but is not limited to, direct, indirect, incidental, consequential, or punitive damages, even if we have been advised of the possibility of such damages.

10. Indemnification

  • You agree to indemnify, defend, and hold harmless Braithwate, HM, its affiliates, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of the Website, breach of these Terms, or violation of any applicable laws.

11. Governing Law

  • These Terms are governed by the laws of the United Kingdom and the Republic of Singapore. Any disputes arising from these Terms or your use of the Website shall be resolved in the courts located in the United Kingdom or Singapore, as applicable.

12. Changes to Terms

  • We may update these Terms periodically to reflect changes in our services, practices, or legal obligations. The most recent version will be posted on this page, and your continued use of the Website constitutes acceptance of any updated Terms.

13. Contact Information

If you have any questions or concerns regarding these Terms or our services, please contact us at:
Email: uk@fintechxpndr.com
Email: sg@fintechxpndr.com